Residential Homeowner’s Insurance

Why Winn?

See how affordable your homeowners insurance can be

Our HOI policy covers a range of risks and incidents, including fire, theft, vandalism, and natural disasters such as floods or earthquakes. In addition to protecting your physical property, our policy also provides liability coverage in case someone is injured on your property or if you accidentally damage someone else’s property.

What’s HOI?

 

Homeowner’s Insurance, commonly referred to as HOI, is a type of insurance policy that provides financial protection to homeowners in the event of damage to their property or personal liability claims. At Winn, we offer comprehensive homeowner’s insurance policies that are tailored to meet the unique needs of each homeowner.

Protection from financial loss
Liability coverage
Required by lenders

Protect your biggest investment

Gain peace of mind with homeowner insurance, the safeguard against life’s unexpected and often costly surprises

When reviewing your home insurance options, consider the following coverages:

  • Fire

  • Smoke

  • Lightning

  • Windstorms
  • Hailstorms
  • Explosions
  • Theft
  • Vehicle Vandalism or Theft
  • Volcanic Explosion
  • Aircraft Crash
  • Riots
  • Civil Commotion
  • Encumberences
  • Falling Objects
  • Vandalism
  • Freezing Pipes
  • Broken Glass
  • Accidental Water or Stream
  • Personal Property / Contents
  • Property Damage

  • Additional Living Expense

  • Jewelry & Fine Arts

  • Personal Liability
  • Excess Liability Coverage
  • Flood Coverage
  • Secondary Home